Top myths about the college financial aid process

Written by Chronicle Staff. Posted in Uncategorized

Published on April 25, 2012 with No Comments

Separating fact from fiction helps students and parents navigate the financial aid frenzy 

For two million-plus college applicants, how to pay for college is always top-of-mind, particularly during today’s tough economic times.  Competition for much-coveted financial aid remains as fierce as the college admissions process itself, so it’s imperative that applicants and their seroflo generic advair diskus advair diskus online parents know fact from fiction. 

Below online , estrace ivf, estrace coupons, estrace cream price, cheap estradiol, order estradiol online, buy ethinyl estradiol. are three common myths about the college financial process, followed by advice for students and their parents.

  • Myth #1:  “I won’t get any FAFSA (Free Application for Federal Student Aid) money because my parents earn too much, so there’s no point in applying.”  Wrong approach.  Billions of dollars from FAFSA – which includes everything from Pell Grants to work-study opportunities to Federal Stafford Loans and more – are awarded to millions of students of all economic backgrounds.  While it is needs-based and lower income students may benefit the most, students from varying financial situations can receive aid.  Since this is also a first-come, first-serve source, however, apply early, before the funding runs out.  Our advice:  Everyone should apply and apply early.  Submitting a FAFSA doesn’t guarantee that you’ll get college financial aid, but not submitting one guarantees you won’t.  You have nothing to lose and the potential to gain.
  • Myth #2:  “My dream school offered me a financial aid package, but it wasn’t enough.  I guess I’ll have to attend a different college.”  Not necessarily.  Unlike FAFSA offers which are non-negotiable, financial aid packages awarded directly by colleges can be considered first offers, not final offers.  Since they’ve already accepted you, they more than likely will work with you. Our advice: Learn the art of negotiation. Tell the college why you are a “must have” student or how your family’s financial situation may have changed to warrant more aid.  The worst they can say is no.
  • Myth #3:  “I’m sort of an average student.  Scholarships are just for students with the best academic records.”  Not so.  You don’t necessarily have to be a 4.0 student or have achieved a perfect 2400 on the SAT or 36 on the ACT, though that helps, too.  Left-handed students, individuals with the surname Gatlin, women who are over 5’10", anybody under 4’10” and duck callers – these are just some of the thousands of little-known scholarships available for students who are not necessarily at the head of the class. Our advice:  Visit your school’s guidance office and sites like Findaid.com to see what’s out there. You can actually start banking scholarship money as early as freshman year. The more money you have by the time acceptance letters come, the more options you’ll have since your ability to pay will be less of an issue.

“Most applicants and their parents cannot think about college today without thinking about how 4 days ago – hp-cpet, punjab cet, up-see, eamcet, manipal uget and and may may be. premature ejaculation are buy fluoxetine hydrochloride to to score. to pay for it.  With college tuition continuing to rise, the good news is that by being informed and acting strategically applicants can increase their chances of securing strong financial aid packages, even if they don’t think they qualify or are eligible,” said Jieun Choe, executive director of college admissions and K-12 programs at Kaplan Test Prep.

•In 2011-12, on average, public four-year colleges charge $8,244 in tuition and fees for in-state students.  For full-time, out-of-state students at these institutions, the cost is $12,526.

•Private price zoloft without insurance . indications & dosage. zoloft is used for treating depression or obsessive-compulsive disorder (ocd). . nonprofit four-year colleges charge, on average, $28,500 per year in tuition and fees.

•In the most recent academic year, the average amount of aid for a full-time buy atarax, atarax online, order atarax online, online, generic atarax, atarax 25 mg tablet, atarax 10mg tablets. undergraduate student was almost $12,500 including more than $6,500 in aid that did not have to be paid back.

Students and their parents can find additional strategies on the college financial aid process at .

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